Ontario Environmental or Pollution Liability Insurance
Environmental or Pollution Liability insurance is designed for property owners and businesses that may have environmental risks. Policies are customized and are available for a broad range of risks with storage tanks, waste removal, contractors and hazardous operations. Canada’s environmental protection laws stipulate the protection of water, land, and air to avoid pollution and protect human health. Pollution can be sudden or accidental with tragic results for the environment and people. In addition, those responsible for the damage or injury will suffer financial loss without the protection of insurance for emergency clean-up, legal defence, compensatory damages, and fines. Environmental impairment is excluded from standard policies. Abatement and remediation companies, automotive dealerships, fuel and service stations, recyclers, trucking companies, marinas, apartment buildings, and condominium corporations most commonly have pollution exposures. Environmental Insurance or Pollution Liability Insurance are specialty policies. Basic coverage options for various policies may be:
Third-party liability coverage for claims of bodily injury and property damage, including clean-up and defence costs, first-party coverage including on-site clean-up, punitive, civil fines and penalties.
Entities with the potential for environmental contamination should consider a stand-alone pollution liability policy as an important part of their risk management plan.
Contact our business insurance team for more details. We are here to help.
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