Ontario Equipment Breakdown Insurance
There are some exclusions and limitations on all policies and one policy does not insure against every possible peril. A standard Commercial Property Policy will not cover the sudden and accidental breakdown of equipment. Equipment Breakdown Insurance, previously called Boiler and Machinery insurance is needed to provide coverage for losses that may cause severe damage to heating/air conditioning systems, electrical panels, machinery, refrigeration, and electronic equipment, as well as a consequential loss to property and income. In addition to protecting your own equipment, many leased premises require the tenant to be responsible for the heating and air conditioning systems. Contact our Tri-County commercial insurance experts for more information on Equipment Breakdown insurance or any other business insurance. We will work with you to make sure you are covered.
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