Ontario Farm Insurance
Farming isn’t just a business; it’s a way of life. Our Tri-County Insurance farm experts know this. You know your farm. And we know insurance for your farm. For more than 100 years we have been insuring farms and agri-businesses in Norfolk County. We know every farm is unique. There are risks specific to each operation. Whether you operate a hobby farm or a large agri-business operation, we will help make sure you are protected. Some of the features of farm insurance that we provide include: farm dwellings, livestock and produce, machinery and equipment, limited pollution liability, crops, outbuildings, personal liability, liability for your farm, and more. We work with many of Canada’s best farm insurers to get you the best coverages at the best price.
Our farm insurance service includes being there when you need us. We are always ready to answer your questions, provide advice, manage changes to your policy whenever required, and provide outstanding claims service and more.
Our Tri-County Insurance Farm Team has the local knowledge and expertise to deliver the best farm insurance to you. With the right insurance from our team, you can keep your focus on what you love – your farm.
Here are some coverages to consider to ensure your farm is properly protected.
Farm Liability Coverage
Farm Liability coverage is an important part of a farm insurance policy because it covers the production, processing, and distribution of agricultural products.
Most farm package policies include both farm and home liability which covers liability for your farming operations and your personal liability. Some common farm liability exposures are:
- Third party bodily injury or third party property damage on your farm property
- Animals that escape, animal bites
- Public access to animals
- Slow moving farm machinery on the road
- Custom farming, drying and spraying for others
- Boarding of someone else’s animals
- Pollution discharge
- Other operations aside from farming being performed on the farm, such as storing other’s boats, trailer etc.
Your farm liability coverage can also be extended to the following risks:
- farm locations that you own or rent
- custom farming you may do
- pick your own activities that you offer on your farm
- roadside stands
- showing your animals at fairs or exhibitions
- boarding other people’s animals at your farm
- if you allow the public onto your farm for such things as syrup bush tours or adventure farm activities
To ensure you have the property farm liability coverage in place be sure to review all of your farm operations and activities with your insurance broker.
Limited Farm Pollution Liability Insurance
An optional coverage that can be added to a farm package policy is Limited Farm Pollution Liability. This covers legal liability for third party damages caused by an unexpected and unintentional pollution discharge from a structure or container.
Contact our Farm Insurance Team online, by phone or by email. We are here to help.
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At Tri-County Insurance we represent dozens of Canada’s best insurance companies. All provide competitive prices, excellent service and outstanding claims service. We will shop at all of these companies to get you the best insurance for your individual needs.