Ontario Home Insurance Simplified
Home sweet home. There is no place like home. There is nothing more important than a safe and secure home. Home is where memories are made. Home is the starting place of love, hope and dreams. All of these sayings demonstrate how important our homes are to us. Our Tri-County Insurance professionals know this. We are homeowners too, and we know how important it is to have the right home insurance. If something goes wrong, you definitely want to make sure you have the insurance coverage you need.
Home insurance will help you to repair or rebuild your home and replace items within your home in the event of a claim. It can also provide coverage to pay for the cost of living elsewhere while your home is being repaired or rebuilt.
It is also important to know that the liability portion of your home insurance provides coverage in event of personal injury or property damage to others. There are limits to this coverage and we would be happy to go over your options with you.
Our Tri-County Insurance team understands and cares. We want you to have the best protection for your home at a good price. Here are some coverage’s to consider.
Water Damage Insurance
In the past several years the number of incidents involving water damage to homes has risen dramatically. Our weather is changing, and increased water damage to property is evidence of this. It’s a good idea to have the right insurance to make sure you are covered in case of water damage to your home. Water can cause a lot of damage quickly and repairs can be very costly. It is important to know what is and what is not covered by your home insurance policy. Our experienced and trained brokers are here to make sure you are properly protected.
Ontario Personal Identity Theft Insurance
Have you ever lost your wallet? Had it stolen? Do you purchase items online? These are just three possible incidents – there are many – when your identity can be stolen. Identity theft is one of the fastest growing crimes in our country. Personal identity theft insurance coverage can cost about $30 to $40 a year. It’s a small price to pay for peace of mind. Identity theft coverage can be added to your property policy by endorsement. It provides coverage for the cost involved in repairing your financial history or resolving problems resulting from identity theft, including legal representation, loss of wages, loan re-application fees and replacement of stolen identification.
Bylaw Change Insurance
Municipalities are always changing building codes. If you suffer a loss to your home, you may have to have it rebuilt to current bylaw standards. Bylaw change coverage will protect you for additional costs to meet any new bylaw requirements when rebuilding is done.
You can get a quick online quote from our website, contact us for a fast quote or, if you prefer, we would be pleased to discuss your home insurance needs with a phone call or in-person meeting.
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