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Sports Car Insurance

Know you're covered while enjoying the open road

  • Cover unexpected joy rides with sports car theft protection
  • Safeguard yourself from depreciation on new vehicles with full replacement value
  • Protect yourself from lawsuits when you are at fault
 

Call 1-800-399-5170 to speak with a broker about Sports Car Insurance today.

Ontario Sports Car Insurance

How do Insurance Companies Define a Sports Car?

Sports Car Insurance is an agreement between you and an insurance company that will help protect you from financial loss in case of an accident. Simply put, it’s a type of auto insurance designed specifically with a sports car in mind.

There are several key factors that insurance companies consider when defining a sports car. Some will be the same across the board, but providers will evaluate on a case-by-case basis.

Common factors that define a sports car:

  • Make and Model: Brand of the vehicle and how it runs is one of the main determining factors.
  • Cylinders and horsepower: More speed and power can lead to higher risk of accidents.
  • Price: Cars with higher price tags can assume higher rates, due to the cost to repair or replace.
  • Height and weight: Generally, sports cars have a lower profile and weigh less, making them quick and highly maneuverable.

What’s the Difference Between Sports Car Vs. Regular Car Insurance?

The biggest difference is risk! Sports cars come with more risk factors than a standard vehicle. And coverage and rates will need to be adjusted accordingly.

Common risks not typically associated with standard vehicles:

  • Performance: Any vehicle that can accelerate at a fast pace, stop quickly, and enter turns at high speed is risky for obvious reasons.
  • Expensive to repair: If you have a foreign or imported vehicle, just finding parts and certified repair shops can be difficult, time-consuming, and expensive.
  • Theft: Thieves often target sports cars, and if stolen, they are likely to cost more to replace.
  • Age of driver: Younger less experienced drivers are often more attracted to fast, sporty vehicles.

Get Your Insurance Quote Today!

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Ask us anything about Sports Car Insurance! Call 1 (800) 399-5170 to speak with a licensed broker and get the correct answers today.

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Visit one of our 7 offices in Simcoe, Waterford, Port Dover, Haldimand, Hamilton, Oakville or St. Catharines. Can’t get to one of our insurance offices?

We are always happy to hear from you by email at [email protected], by text at 226-455-1491 or by phone at 1-800-399-5170.

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